---
title: Debtor Finance and Quick Doc Commercial Loan
description: Get in touch today if you would like to know more or workshop a deal.
image: https://afgonline-com-au-2946851.hs-sites.com/hubfs/PM%20Update%20Images/PM%20Update%20(18).jpg
---

# Debtor Finance and Quick Doc Commercial Loan

[ Mike Barbarich ](http://afgonline-com-au-2946851.hs-sites.com/pm-update/author/mike-barbarich) 5 April 2022 8:37:17 AM

![](https://afgonline-com-au-2946851.hs-sites.com/hubfs/PM%20Update%20Images/PM%20Update%20(18).jpg)

## Product spotlight - Debtor Finance

A debtor finance loan is a loan that uses the incoming debtor payment as collateral for the loan. 

The great thing about this type of loan is that it guarantees quick access to your payments while not tying up other forms of security, such as real estate.

For this loan, debtors must be business-to-business, not retail customers. 

This could benefit a customer that is growing their business and needs quick access to these debtor payments to help fund their growth. Debtor finance loans can also be used as leverage when acquiring a business. 

 

## Product spotlight - Quick Doc Commercial Loan

A quick doc commercial loan is a term loan whereby the lender only needs a minimal level of financial information to assess the application. 

A benefit of this is the ease of information requirements.  In some cases, as little as a self-declaration for capacity to service is required.

In a situation where a customer is a little behind in the finalisation of their annual financial accounts or if they have a complex business structure with multiple interrelated parties, a quick doc commercial loan is a great solution.

Generally speaking, a quick doc transaction loan carries a slightly higher interest rate and lower LVRs.

 

The Commercial is here to help on 1800 063 210 (Option 3) or at [business@afgonline.com.au](mailto:business@afgonline.com.au).

[Commercial](http://afgonline-com-au-2946851.hs-sites.com/pm-update/tag/commercial)

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## Stay up to date with the latest updates

 View all of the latest articles to help enable you to grow and succeed as a mortgage broker with AFG. 

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