Australian Military Bank (AMB) is Australia’s longest-serving defence financial institution, they are dedicated to helping the men and women who protect and serve our community. This is why they focus on providing their members with better quality services, lower fees and competitive interest rates.

AMB offers a range of low-cost DHOAS (Defence Home Ownership Assistance Scheme) Home Loans, which have been designed to suit the needs of eligible Australian Defence Force home buyers.

To be eligible, your client must have served within the last five years of applying for DHOAS, completed a qualifying period of service and accrued a service credit.

You will need to take out a DHOAS home loan and meet the Scheme conditions, including occupancy requirements, to receive the monthly subsidy payments.

To learn more about AMB and their products click through to Lenders.

Subsidy tiers for 2022-23

*Estimated monthly subsidy values based on the August 2022 median interest rate. These monthly subsidy values fluctuate based on changes in the median interest rate.