---
title: Retro Switch is here!
description: We’ve recently launched a new home loan offering eligible customers a more flexible way to refinance. We call Retro Switch.
image: https://afgonline-com-au-2946851.hs-sites.com/hubfs/AFGHL_RetroSwitch_01B.png
---

# Retro Switch is here!

[ AFG ](http://afgonline-com-au-2946851.hs-sites.com/pm-update/author/afg) 4 August 2023 9:48:11 AM

![](https://afgonline-com-au-2946851.hs-sites.com/hubfs/AFGHL_RetroSwitch_01B.png)

We’ve recently launched a new home loan offering eligible customers a more flexible way to refinance. We call Retro Switch.

**What is Retro Switch?**

Switch enables eligible customers to refinance to AFG Home Loans Retro, using a more flexible solution with a reduced 1% serviceability buffer, helping free up cash flow and improve a customer’s financial situation. Here's what you need to know about Switch:

- Maximum loan amount of $1,500,000
- Competitive interest rates with dollar-for-dollar refinance (with the ability to include costs up to a maximum of $10,000)
- Maximum LVR of 80% with both P&I and IO repayments available
- A revised 1% serviceability buffer for Retro Switch and external mortgages
- Available to category 1 and 2 locations (please refer to the lookup tool in the servicing calculator)

**Who is eligible to apply?**

Australian residents:

- Who have a clean credit history and fit our Retro customer profile
- Who have been with their current lender for more than 12 months
- Who have an LVR under 80%

To make sure your customers fit the criteria for Retro Switch, you can read the [TMD](https://www.afghomeloans.com.au/wp-content/uploads/2023/07/AFGHL_23.07.18-TMD-Variable-Refinance.pdf).

Visit [Lenders](https://lenders.afgonline.com.au/afg-home-loans/afg-home-loans-retro/) for Switch key documents including the latest ratecard, serviceability calculator, product specs and more.

[Lender Spotlight](http://afgonline-com-au-2946851.hs-sites.com/pm-update/tag/lender-spotlight)

[8 November 2023 3:39:25 PM

Get your customers thriving!

](http://afgonline-com-au-2946851.hs-sites.com/pm-update/get-your-customers-thriving) [6 July 2022 2:50:54 PM

Retro Lite home loans

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## Stay up to date with the latest updates

 View all of the latest articles to help enable you to grow and succeed as a mortgage broker with AFG. 

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