---
title: Preparing for the peak of the fixed rate cliff
description: We have two great resource sheets to help you keep your clients informed and navigate their questions and concerns around rates.
image: https://afgonline-com-au-2946851.hs-sites.com/hubfs/PM%20Update%20Images/Tools%20and%20Resources%20%E2%80%93%2011.jpg
---

# Preparing for the peak of the fixed rate cliff

[ AFG ](http://afgonline-com-au-2946851.hs-sites.com/pm-update/author/afg) 4 April 2023 3:20:49 PM

![](https://afgonline-com-au-2946851.hs-sites.com/hubfs/PM%20Update%20Images/Tools%20and%20Resources%20%E2%80%93%2011.jpg)

We're at the edge of the fixed rate cliff, the RBA has lifted the cash rate to 3.60%, and there is no doubt that many of your clients will be looking for assistance. 

We have two great resource sheets to help you keep your clients informed and navigate their questions and concerns around rates.   
 

**Fixed vs. Variable: A quick guide ** 

This guide explains the different types of loans (fixed, variable, split) and their features. It weighs up the pros and cons of each to help clients make an informed decision on what they are looking for from their home loan. This guide is particularly helpful for first home buyers and those thinking of refinancing. 

[Download here](https://afgonline-com-au-2946851.hs-sites.com/hubfs/Documents/Fixed%20vs%20Variable%20-%20A%20Quick%20Guide%202022.pdf) 

   
**Interest Rate Rise: What does this mean for me?** 

Whenever there is an interest rate rise, this fact sheet is a valuable resource to provide your clients. It contains answers to many of the questions your clients might have and how an interest rate rise might affect their mortgage and monthly repayments. This guide also provides them with options for managing rate increases.  

We’ve recently updated the fact sheet in line with the current market, so download your new copy today! 

[Download here](https://afgonline-com-au-2946851.hs-sites.com/hubfs/Documents/Interest%20Rate%20Rise%20-%20What%20does%20this%20mean%20for%20me%202023.pdf) 

[Tools & Resources](http://afgonline-com-au-2946851.hs-sites.com/pm-update/tag/tools-resources)

[4 July 2022 3:54:54 PM

A lowdown on the RBA rates increase: fact sheets to share with your clients

](http://afgonline-com-au-2946851.hs-sites.com/pm-update/a-lowdown-on-the-rba-rates-increase-fact-sheets-to-share-with-your-clients) [28 February 2023 2:04:13 PM

Debt Consolidation & Refinancing

](http://afgonline-com-au-2946851.hs-sites.com/pm-update/debt-consolidation-refinancing) [4 July 2022 3:56:57 PM

Make sure your future self will thank you for your actions today!

](http://afgonline-com-au-2946851.hs-sites.com/pm-update/make-sure-your-future-self-will-thank-you-for-your-actions-today)

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## Stay up to date with the latest updates

 View all of the latest articles to help enable you to grow and succeed as a mortgage broker with AFG. 

[ View all ](https://afgonline-com-au-2946851.hs-sites.com/pm-update)