---
title: Make the switch to an investor interest only loan
description: Now could be the right time for your investor customers to make a move from their investor P&I loan to an investor IO loan.
image: https://afgonline-com-au-2946851.hs-sites.com/hubfs/afghomeloans_retro-full-doc_october-2022_pm-banner-v2.jpg
---

# Make the switch to an investor interest only loan

[ AFG ](http://afgonline-com-au-2946851.hs-sites.com/pm-update/author/afg) 5 December 2022 11:26:57 AM

![](https://afgonline-com-au-2946851.hs-sites.com/hubfs/afghomeloans_retro-full-doc_october-2022_pm-banner-v2.jpg)

Now could be the right time for your investor customers to make a move from their investor P&I loan to an investor interest only (IO) loan.  

Retro's investor IO loan has recently been priced equally with investor P&I, and with **increased borrowing capacity**, a Retro loan could be a great option for investors. 

**Common sense investment lending with Retro** 

With a Retro full doc Investor IO loan, your investor customers get common-sense flexible lending. 

**Common debt reducer** 

Retro has the ability to treat as single (for spousal), in conjunction with looking at 50% of debt and 50% of rental income for external joint investment debt if they are non-spousal. 

**Common sense approach to credit** 

Retro empowers its credit team to make common-sense decisions on applications, giving brokers direct access to senior credit to workshop scenarios prior to lodgement. 

If you have a scenario, [complete this template](https://afgonline-com-au-2946851.hs-sites.com/hubfs/AFG-Home-Loans-scenario-template.pdf?utm_campaign=Retro%20Lite%20AUG_SEPT22&utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz--j2g2SSEzcuP7xrtA06zTYth05Oo9PPEAZ7gUOCPgUnTKI2tIFjUcBd_sNf3SQt3lujQh5) and send it to [scenarios@afghomeloans.com.au](mailto:scenarios@afghomeloans.com.au) or **get in touch with your BRM today** to discuss how a Retro Investor IO loan can work for your investor customers. 

For the full Retro **specifications, niche policies, **and latest** ratecard**, visit [Lenders](https://lenders.afgonline.com.au/afg-home-loans/afg-home-loans-retro/).  

[Lender Spotlight](http://afgonline-com-au-2946851.hs-sites.com/pm-update/tag/lender-spotlight)

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## Stay up to date with the latest updates

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