Sometimes your customers need a loan that's flexible. Particularly if they're self-employed and need that flexibility when providing income verification. AFG Home Loans Alpha is well-suited to self-employed borrowers.

Alpha has the policy niches that make it ideal for your self-employed customers, such as;

• With Alpha, 1 year financials are accepted (looking for 1 year figures, with minimum requirement of 24 month ABN registration)
• Alpha can exclude company debts if there are no interest, depreciation, or Instant Asset Write Off addbacks
• Alpha will lend to company and trust structures (refer to your BRM for acceptable structures)

Not only are Alpha’s policies suitable for self-employed customers, but Alpha also has a 100% offset facility with Visa Debit access for both fixed and variable loans.

Do you have a scenario? Complete this template and send it to alphaassist@adelaidebank.com.au. Alternatively, speak with your BRM today to discuss how an Alpha loan can work for self-employed borrowers.

For the full Alpha specifications, niche policies, and latest ratecard, visit Lenders.