---
title: Alpha home loans for self-employed customers
description: Sometimes your customers need a loan that's flexible. Particularly if they're self-employed and need that flexibility when providing income verification. AFG Home Loans Alpha is well-suited to self-employed borrowers.
image: https://afgonline-com-au-2946851.hs-sites.com/hubfs/pm%20update_afghomeloans_alpha-1_september-2022.jpg
---

# Alpha home loans for self-employed customers

[ AFG ](http://afgonline-com-au-2946851.hs-sites.com/pm-update/author/afg) 4 October 2022 11:53:42 AM

![](https://afgonline-com-au-2946851.hs-sites.com/hubfs/pm%20update_afghomeloans_alpha-1_september-2022.jpg)

Sometimes your customers need a loan that's flexible. Particularly if they're **self-employed** and need that flexibility when **providing income verification**. AFG Home Loans Alpha is well-suited to self-employed borrowers.

 

Alpha has the policy niches that make it ideal for your self-employed customers, such as;

 

- With Alpha,** 1 year financials are accepted** (looking for 1 year figures, with minimum requirement of 24 month ABN registration)
- Alpha can **exclude company debts** if there are no interest, depreciation, or Instant Asset Write Off addbacks
- Alpha will lend to **company and trust structures** (refer to your BRM for acceptable structures)

 

Not only are Alpha’s policies suitable for self-employed customers, but Alpha also has a **100% offset facility** with Visa Debit access for **both fixed and variable** loans.

  

Do you have a scenario? Complete this [template](https://afgonline-com-au-2946851.hs-sites.com/hubfs/AFG-Home-Loans-scenario-template.pdf?utm_campaign=Retro%20Lite%20AUG_SEPT22&utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz-9HYKXzTjTXTc0RmXZGr6jz0gUu1pvZS2ptg5AOJFDRZss7oZIPm5EVguJl557K1_r9BZr7) and send it to [alphaassist@adelaidebank.com.au](mailto:alphaassist@adelaidebank.com.au). Alternatively, speak with your BRM today to discuss how an Alpha loan can work for self-employed borrowers.

 

For the full Alpha **specifications, niche policies, **and latest** ratecard**, visit [Lenders](https://lenders.afgonline.com.au/afg-home-loans/afg-home-loans-alpha/). 

[Lender Spotlight](http://afgonline-com-au-2946851.hs-sites.com/pm-update/tag/lender-spotlight)

[30 November 2023 9:17:31 AM

Self-Employed Broker Academy

](http://afgonline-com-au-2946851.hs-sites.com/pm-update/self-employed-broker-academy) [6 July 2023 3:06:41 PM

Case studies from AFG Home Loans

](http://afgonline-com-au-2946851.hs-sites.com/pm-update/case-studies-from-afg-home-loans) [31 July 2024 12:08:05 PM

Helping your self-employed clients with NAB

](http://afgonline-com-au-2946851.hs-sites.com/pm-update/helping-your-self-employed-clients-with-nab)

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## Stay up to date with the latest updates

 View all of the latest articles to help enable you to grow and succeed as a mortgage broker with AFG. 

[ View all ](https://afgonline-com-au-2946851.hs-sites.com/pm-update)