---
title: It could happen to you
description: Many assume they’ll never need to make a claim, but AIA’s claims data tells a different story.
image: https://afgonline-com-au-2946851.hs-sites.com/hubfs/Content/PM%20Update%20feature%20images/insurance%20-%2015.7.25.jpeg
---

# It could happen to you

[ AIA Financial Wellbeing ](http://afgonline-com-au-2946851.hs-sites.com/pm-update/author/aia-financial-wellbeing) 13 August 2025 12:45:03 PM

![](https://afgonline-com-au-2946851.hs-sites.com/hubfs/Content/PM%20Update%20feature%20images/insurance%20-%2015.7.25.jpeg)

## Why you need life insurance

Many assume they’ll never need to make a claim, but AIA’s claims data tells a different story. Each year, more Australians find themselves relying on life insurance during some of the most challenging moments of their lives, with the average age of claimants between 47-54 years old. Whether due to illness, injury, or unexpected loss, the numbers continue to climb, highlighting the increasing importance of being prepared.

Help your clients protect themselves, their family and their lifestyle with AIA Financial Wellbeing. 

[Read more](https://www.aia.com.au/en/financial-wellbeing/knowledge-hub/unplanned-events/it-could-happen-to-you-why-you-need-life-insurance) 

How to refer

Referring your clients to AIA Financial Wellbeing is easy. Just complete the referral form and AIA will do the rest. They’ll also update you at all key milestones of your client’s journey with AIA, so you’ll always know where they’re at. A successful sale means a better protected client and a referral payment to you.

[Refer a client today](https://www.aia.com.au/en/financial-wellbeing/get-in-touch/initial-chat?id=afg)

 

---

 

This article has been provided directly by AIA and has not been authored, edited, or endorsed by AFG. The content is for general information purposes only and does not constitute financial product advice. AFG does not make any recommendation or representation regarding the products or services mentioned. Please refer to [this article](https://help.afgonline.com.au/hc/en-us/articles/115011185748-Referrers-Understanding-your-obligations-for-referrers) for details on your disclosure and compliance obligations when referring clients and receiving referral fees.

[Partner Connect](http://afgonline-com-au-2946851.hs-sites.com/pm-update/tag/partner-connect)

[18 October 2024 2:17:24 PM

Why AIA Health insurance can be great for you and your clients

](http://afgonline-com-au-2946851.hs-sites.com/pm-update/why-aia-health-insurance-can-be-great-for-you-and-your-clients) [8 November 2023 10:57:09 AM

Introducing AIA Financial Wellbeing

](http://afgonline-com-au-2946851.hs-sites.com/pm-update/introducing-aia-financial-wellbeing) [6 September 2024 3:03:37 PM

Self-employed customers? How to help protect their income and super

](http://afgonline-com-au-2946851.hs-sites.com/pm-update/self-employed-customers-how-to-help-protect-their-income-and-super)

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## Stay up to date with the latest updates

 View all of the latest articles to help enable you to grow and succeed as a mortgage broker with AFG. 

[ View all ](https://afgonline-com-au-2946851.hs-sites.com/pm-update)