---
title: Get your customers thriving!
description: We're excited to announce the recent launch of the first long-term interest-only product designed for Australians 50 and over. It's called Retro Thrive. 
image: https://afgonline-com-au-2946851.hs-sites.com/hubfs/AFGHL_RetroThrive%20%E2%80%93%201.png
---

# Get your customers thriving!

[ AFG ](http://afgonline-com-au-2946851.hs-sites.com/pm-update/author/afg) 8 November 2023 3:39:25 PM

![](https://afgonline-com-au-2946851.hs-sites.com/hubfs/AFGHL_RetroThrive%20%E2%80%93%201.png)

AFG Home Loans is excited to announce the recent launch of the first long-term interest-only product designed for Australians 50 and over. It's called **Retro Thrive.**  

**What is Retro Thrive?** 

- Retro Thrive is an innovative product designed to help mature-aged Australians 50 and over **free up cash flow from their investment properties** and help manage their finances approaching or in retirement. 
- Thrive enables customers to choose an interest-only (IO) repayment schedule **over a 40-year term** without repeatedly applying for extensions, ultimately providing more options to hold these assets longer term into retirement. 
- Thrive allows borrowers only to pay the **interest charged** on the loan amount, and the **principal remains unchanged** until it’s discharged upon selling the property or at the end of the loan term.  
- Thrive borrowers can borrow up to a **maximum of 65% **of the value of their property** **or** $2m** (whichever is lower). 

**Retro Thrive – Key documents** 

- [Retro Thrive product specs](https://afgonline-com-au-2946851.hs-sites.com/hubfs/AFG%20Home%20Loans/AFGHL%20Retro%20Thrive%20product%20specs%20v9_FINAL.pdf?utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz-_uLl08l5TjGHiodXTIIJMu7Z2z7iIXNyJZCEdvQG1g4WzFpCipNW6b1q79sf0vgSWprKcX) 
- [Retro Thrive TMD](https://afgonline-com-au-2946851.hs-sites.com/hubfs/AFG%20Home%20Loans/AFGHL_TMD_Retro%20Thrive_4SEPT23_FINAL.pdf?utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz-_uLl08l5TjGHiodXTIIJMu7Z2z7iIXNyJZCEdvQG1g4WzFpCipNW6b1q79sf0vgSWprKcX)
- [Retro Thrive Servicing calculator](https://afgonline-com-au-2946851.hs-sites.com/hubfs/AFG%20Home%20Loans/AFG%20Retro%20Servicing%20calculator%20v54.xlsm?utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz-_uLl08l5TjGHiodXTIIJMu7Z2z7iIXNyJZCEdvQG1g4WzFpCipNW6b1q79sf0vgSWprKcX) 
- [Fee reference guide (includes Thrive)](https://afgonline-com-au-2946851.hs-sites.com/hubfs/AFG%20Home%20Loans/AFGHL%20Fee%20Reference%20Guide%20v01.6_28AUG23_FINAL.pdf?utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz-_uLl08l5TjGHiodXTIIJMu7Z2z7iIXNyJZCEdvQG1g4WzFpCipNW6b1q79sf0vgSWprKcX) 

 

For the latest Retro ratecard which includes Retro Thrive, visit [Lenders](https://lenders.afgonline.com.au/afg-home-loans/afg-home-loans-retro/). 

Visit the [Retro Thrive broker page](https://www.afghomeloans.com.au/retro-thrive-broker/) for more information including customer eligibility. 

Get in touch with your BRM today to discuss Retro Thrive in detail, or if you have a scenario, submit it to [scenarios@afghomeloans.com.au](mailto:scenarios@afghomeloans.com.au) 

[Lender Spotlight](http://afgonline-com-au-2946851.hs-sites.com/pm-update/tag/lender-spotlight)

[4 August 2023 9:48:11 AM

Retro Switch is here!

](http://afgonline-com-au-2946851.hs-sites.com/pm-update/retro-switch-is-here) [6 July 2022 2:50:54 PM

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