---
title: "Understanding fees: guidelines and regulations for charging clients"
description: Learn about AFG's guidelines on charging fees to clients for financial services. Read about regulatory requirements.
---

[Hub ](http://afgonline-com-au-2946851.hs-sites.com/pm-update)

# [Understanding fees: guidelines and regulations for charging clients](http://afgonline-com-au-2946851.hs-sites.com/pm-update/understanding-fees-guidelines-and-regulations-for-charging-clients)

 Written by [AFG](http://afgonline-com-au-2946851.hs-sites.com/pm-update/author/afg) | 6 May 2024 3:47:09 AM

AFG recognises that members should be paid for the work that they do, and at times, they will seek to charge a fee to their clients. 

As a generalisation, fees up to **$990** do not require approval by AFG when related to the following: client commitment-based fees, pre-approval fees or additional brokerage for personal loans and consumer asset finance loans.

For complex deals involving multiple parties or securities, the fee you can charge to the client can increase up to **$2,200** without AFG approval.

If fees increase above **$2,200**, you must seek AFG's approval before charging the fee. Please note that there are certain circumstances where you cannot be approved to charge a fee, for example, if the lender does not allow charging of fees or where the fee is not based on your hourly rate. 

If you intend to charge a fee to your client, you must take steps to ensure you meet the relevant regulatory requirements. You can find information on the requirements and Credit Quote templates in [Help](https://help.afgonline.com.au/hc/en-us/articles/115012530747-Credit-Quotes-and-charging-client-fees).

[View full post](http://afgonline-com-au-2946851.hs-sites.com/pm-update/understanding-fees-guidelines-and-regulations-for-charging-clients)

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